TRADITIONAL IRA:

• $1,000 minimum deposit to open
• Fixed interest rate
• Interest compounded annually
• Tax deferred benefits

VARIABLE RATE 5 YEAR IRA:

• $1,000 minimum deposit to open
• $100 minimum additional deposits to IRA
• Variable interest rate based on 5 year market rates
• Interest compounded annually
• Tax deferred benefits

ROTH IRA:

• $1,000 minimum deposit to open
• $100 minimum additional deposits to IRA
• Variable interest rate based on 5 year market rates
• Interest compounded annually
• Variety of qualified distribution reasons
• Can be used along with other IRAs held
• Tax exempt benefits