Checking

With three personal checking plans to choose from, we offer flexibility in managing your day-to-day spending.

Basic Checking

Do you make fewer transactions? Maintain a lower balance? Go Basic!

Minimum Deposit

$100

Monthly Service Fees

$0 w/online statements OR $2 w/paper statements

Usage Fees

$.25 per debit/credit paper transaction over 25

Features

ATM Card, Debit Card
Monthly Statements: Basic
Overdraft Protection Available *

Visit a Branch

Regular Checking

Make frequent transactions? Keep a higher balance? Choose Regular!

Minimum Deposit

$100

Monthly Service Fees

$0 w/balance of at least $500 OR $10 w/balance below $500

Usage Fees

$.20 per debit item over 50

Features

ATM Card, Debit Card
Monthly Statements: Detailed
Overdraft Protection Available *

Visit a Branch

Interest Checking

Want your money to earn money? Earn interest on a balance of $1,000 or more!

Minimum Deposit

$1,000

Monthly Service Fees

$0 w/balance of at least $1,000 OR $12 w/balance below $1,000

Usage Fees

$.20 per debit item over 50

Features

ATM Card, Debit Card
Monthly Statements: Detailed
Overdraft Protection Available *

Visit a Branch
  • * Optional overdraft protection line of credit with approval of separate loan application. Overdraft privilege available with opt-in.

Card Services

Enjoy easy access to your accounts and cards—wherever you are.

Your new card comes with a chip on it. As chip technology will soon become the security standard in the U.S., many merchants are beginning to accept chip cards and we want you to be ready. You'll have greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud.

The SecurLOCK Equip app puts you in control of your M&P debit card, right from your mobile device. Easily manage when and where your card can be used, turn it on or off instantly, set spending limits, and get real-time alerts to monitor activity and enhance security.

Google Play Store Apple App Store

How SecurLOCK Guards Your Card

Instant Card Locking

Quickly disable your card with a tap to protect against unauthorized use to keep your account safe.

Purchase Type Control

Choose which types of transactions are allowed — like blocking ATM withdrawals or international purchases.

Merchant Category Blocking

Prevent your card from being used at specific types of businesses, such as gas stations or retail stores.

Location-Based Controls

Set geographic limits so your card can only be used in specific regions or near your phone’s location.

$2 charge for withdrawals at foreign ATMs
$1 charge for balance inquiries at foreign ATMs

Card FAQ

Have you made plans to use your Debit Mastercard® out of state? Contact Customer Service at 601-857-8044 to make sure your trip goes smoothly!

601-857-8044

Call us to report and replace your card.

1-800-500-1044